{"id":2444,"date":"2022-08-09T15:00:23","date_gmt":"2022-08-09T22:00:23","guid":{"rendered":"https:\/\/jeremywhittaker.com\/?page_id=2444"},"modified":"2026-05-19T07:29:50","modified_gmt":"2026-05-19T14:29:50","slug":"cromford","status":"publish","type":"page","link":"https:\/\/new.jeremywhittaker.com\/index.php\/cromford\/","title":{"rendered":"U.S. Real Estate Trends"},"content":{"rendered":"<!-- jw-real-estate-page-source-note -->\n\n<style id=\"jw-real-estate-layout-2444\">\nbody.page-id-2444 #secondary {\n    display: none !important;\n}\nbody.page-id-2444 {\n    overflow-x: hidden !important;\n}\nbody.page-id-2444 #page {\n    max-width: none !important;\n    width: 100% !important;\n}\nbody.page-id-2444 #main {\n    padding-left: 0 !important;\n    padding-right: 0 !important;\n}\nbody.page-id-2444 #primary {\n    float: none !important;\n    margin: 0 !important;\n    width: 100% !important;\n}\nbody.page-id-2444 #content {\n    box-sizing: border-box !important;\n    margin-left: auto !important;\n    margin-right: auto !important;\n    max-width: min(1600px, calc(100vw - 48px)) !important;\n    width: 100% !important;\n}\nbody.page-id-2444 .jw-real-estate-chart {\n    height: clamp(680px, 58vw, 920px) !important;\n    margin: 32px auto 18px !important;\n    overflow: hidden !important;\n    padding: 0 !important;\n    position: relative !important;\n    width: 100% !important;\n}\nbody.page-id-2444 .jw-real-estate-chart--tall {\n    height: clamp(1180px, 82vw, 1720px) !important;\n}\nbody.page-id-2444 iframe[src*=\"\/plots\/az_housing_preview\/\"],\nbody.page-id-2444 iframe[data-src*=\"\/plots\/az_housing_preview\/\"] {\n    border: 0 !important;\n    height: 100% !important;\n    left: 0 !important;\n    min-height: 0 !important;\n    position: absolute !important;\n    top: 0 !important;\n    width: 100% !important;\n}\nbody.page-id-2444 .jw-real-estate-embed iframe {\n    border: 0 !important;\n    width: 100% !important;\n}\n@media (max-width: 900px) {\n    body.page-id-2444 #content {\n        max-width: calc(100vw - 24px) !important;\n    }\n    body.page-id-2444 .jw-real-estate-chart {\n        height: 620px !important;\n        margin-left: 50% !important;\n        transform: translateX(-50%) !important;\n        width: calc(100vw - 24px) !important;\n    }\n    body.page-id-2444 .jw-real-estate-chart--tall {\n        height: 1180px !important;\n    }\n}\n<\/style>\n<p><strong>Sources:<\/strong> Local Plotly charts on this page are generated from FRED CSV inputs and legacy Plotly history using the checked-in Arizona housing pipeline.<\/p>\n\n<h2>Affordability Pressure<\/h2>\n<p>Mortgage rates, income, and home prices define the national affordability backdrop for local housing conditions.<\/p>\n<h3>National Payment-to-Income Ratio<\/h3>\n<div class=\"jw-real-estate-chart\">\n    <iframe data-src=\"\/plots\/az_housing_preview\/national_payment_to_income_ratio.html\" title=\"National Payment-to-Income Ratio\" allowfullscreen src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\n<\/div>\n<p>Full affordability inputs: <a href=\"\/plots\/az_housing_preview\/national_affordability.html\">national affordability dataset<\/a>.<\/p>\n<h3>National Payment-to-Income Ratio 100-Day Moving Average<\/h3>\n<div class=\"jw-real-estate-chart\">\n    <iframe data-src=\"\/plots\/az_housing_preview\/national_payment_to_income_ratio_moving_avg_100.html\" title=\"National Payment-to-Income Ratio 100-Day Moving Average\" allowfullscreen src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\n<\/div>\n<h3>National Price-to-Income Ratio<\/h3>\n<div class=\"jw-real-estate-chart\">\n    <iframe data-src=\"\/plots\/az_housing_preview\/national_price_to_income_ratio.html\" title=\"National Price-to-Income Ratio\" allowfullscreen src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\n<\/div>\n<h3>National Price-to-Income Ratio 100-Day Moving Average<\/h3>\n<div class=\"jw-real-estate-chart\">\n    <iframe data-src=\"\/plots\/az_housing_preview\/national_price_to_income_ratio_moving_avg_100.html\" title=\"National Price-to-Income Ratio 100-Day Moving Average\" allowfullscreen src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\n<\/div>\n<h3>National Housing Affordability Analysis<\/h3>\n<div class=\"jw-real-estate-chart jw-real-estate-chart--tall\">\n    <iframe data-src=\"\/plots\/az_housing_preview\/national_affordability.html\" title=\"National Housing Affordability Analysis\" allowfullscreen src=\"data:image\/svg+xml;base64,PHN2ZyB3aWR0aD0iMSIgaGVpZ2h0PSIxIiB4bWxucz0iaHR0cDovL3d3dy53My5vcmcvMjAwMC9zdmciPjwvc3ZnPg==\" class=\"lazyload\" data-load-mode=\"1\"><\/iframe>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Sources: Local Plotly charts on this page are generated from FRED CSV inputs and legacy Plotly history using the checked-in Arizona housing pipeline. Affordability Pressure Mortgage rates, income,&#8230;<\/p>\n","protected":false},"author":1,"featured_media":5918,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"template-page-builder-no-sidebar.php","meta":{"footnotes":""},"class_list":["post-2444","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>U.S. Real Estate Trends - Jeremy Whittaker<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Real Estate Trends\" \/>\n<meta property=\"og:description\" content=\"Sources: Local Plotly charts on this page are generated from FRED CSV inputs and legacy Plotly history using the checked-in Arizona housing pipeline. 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