Protected: How to get an effective 36% yield on your cash
I recently wrote an article on mortgage arbitrage using I Bonds. In order to do this, I had to create multiple holding companies. Then I realized in order…
Writing archive
Articles, experiments, dashboards, and field notes.
The archive spans markets, Python and automation, Arizona housing, energy, and civic systems. The goal is clarity and usable detail, not filler.
Arizona Real Estate update 8.8.2022
Six months ago some had the opinion, 'this time is different. Their primary argument was that supply didn't exist so housing prices could not fall that significantly. I…
Arizona Real Estate update 8.1.22
People are still slashing their listing prices. It increased to its highest level this week, 4,172. This will continue to put huge downward pressure on prices. We have…
Arizona real estate weekly update 7.25.22
Call me crazy...But I believe affordability is the primary driver of housing prices. Mortgage rates determine payment. And payment determines affordability. This is rough rough rough math. But…
Arizona real estate weekly update 7.18.22
Price cuts continue to accelerate. Sellers are panicking. Typical at the top of a bull run. This is not good for housing prices. Inventory and months of supply…
